| Vehicle | Max Term | Zone 1+ (Incl. Waived Security Deposit) FICO 720+ | Zone 1 (Incl. Waived Security Deposit) FICO 719-690 | Zone 2 (Incl. Waived Security Deposit) FICO 689-670 | Zone 3 (Incl. Waived Security Deposit) FICO 669-650 | Zone 4 FICO 649-630 | Zone 5 FICO 629-610 | Zone 6 FICO 609-580 | Zone 7 FICO 579-520 | |
NEW |
MY12 Scion xD Model#6232/6233 |
36** | 0.00198 | 0.00198 | 0.00198 | 0.00198 | 0.00410 | 0.00490 | 0.00550 | 0.00670 |
| MY12 Scion xB Model#6202/6203 |
36** | 0.00198 | 0.00198 | 0.00198 | 0.00198 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| MY12 Scion tC Model#6222/6223 |
36** | 0.00192 | 0.00192 | 0.00192 | 0.00192 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| MY11 Scion xD Model#6232/6233 |
36** | 0.00110 | 0.00110 | 0.00110 | 0.00110 | 0.00330 | 0.00410 | 0.00470 | 0.00590 | |
| MY11 Scion xD RS Release Series 3.0 Model#6238/6239 |
36** | 0.00056 | 0.00056 | 0.00056 | 0.00056 | 0.00330 | 0.00410 | 0.00470 | 0.00590 | |
| MY11 Scion xB Model#6202/6203 |
36** | 0.00087 | 0.00087 | 0.00087 | 0.00087 | 0.00330 | 0.00410 | 0.00470 | 0.00590 | |
| MY11 Scion xB RS Release Series 8.0 Model#6208/6209 |
36** | 0.00016 | 0.00016 | 0.00016 | 0.00016 | 0.00330 | 0.00410 | 0.00470 | 0.00590 | |
| MY11 Scion tC Model#6222/6223 |
36** | 0.00097 | 0.00097 | 0.00097 | 0.00097 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| Vehicle | Max Term | (Incl. Waived Security Deposit) | (Incl. Waived Security Deposit) | |||||||
NEW |
MY12 Scion All Vehicles | 60 | 0.00200 | 0.00210 | 0.00255 | 0.00345 | 0.00410 | 0.00490 | 0.00550 | 0.00670 |
| MY11 Scion All Vehicles | 37-60 | 0.00200 | 0.00210 | 0.00255 | 0.00345 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| Scion Certified Pre-Owned Vehicles | 60 | 0.00200 | 0.00210 | 0.00255 | 0.00345 | 0.00410 | 0.00490 | 0.00550 | 0.00670 | |
| MSRP/Avg. Retail Book Value Maximum Advance* | 120% | 115% | 110% | 105% | 100% | 100% | 95% | 95% | ||
| * TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License. | ||||||||||
| Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*) | ||||||||||
| **After January 2, 2012, all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above. | ||||||||||
Programs
- Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and
waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit.
Rebate not compatible with SCPO. - Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 for New Scions only. Refer to program guidelines for a list of qualifications.
Features
- Dealer rate participation not allowed on any Scion Solutions lease programs.
- Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
- Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
- Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
- 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
- Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate.
Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies are not compatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details. - Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
- SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number.
Maximum terms vary based on model year: Current Year-up to 60 Months;
1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months. - TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.
NEW SCION VEHICLES ONLY
| Max Term | Zone 1+ 720+ | Zone 1 719-690 | Zone 2 689-670 | Zone 3 669-650 | Zone 4 649-630 | Zone 5 629-610 | Zone 6 609-580 | Zone 7 579-520 |
| 60 | 3.25 | 4.50 | 7.05 | 9.15 | 12.19 | 13.95 | 16.95 | 20.90 |
| 66 | 3.55 | 4.50 | 7.05 | 9.90 | 12.19 | 14.20 | 17.30 | 21.15 |
| 72 | 3.60 | 4.90 | 7.80 | 10.15 | 13.19 | 14.70 | 17.70 | 21.40 |
| 75 | 4.10 | 5.40 | 7.80 | 10.15 | 13.19 | 14.70 | 17.70 | 21.40 |
| 84 | 5.35 | 6.65 | N/A | N/A | N/A | N/A | N/A | N/A |
| Advanced Limits1 | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
THE FINE PRINT
- 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
Rebate not compatible with SCPO. - Scion Solutions iFi: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Please refer to program guidelines for a list of qualifications.
- Scion Solutions Gen-One rate determined by applicable Zone (New).
- Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
SCION CERTIFIED PRE-OWNED VEHICLES ONLY
| Max Term | Zone 1+ 720+ | Zone 1 719-690 | Zone 2 689-670 | Zone 3 669-650 | Zone 4 649-630 | Zone 5 629-610 | Zone 6 609-580 | Zone 7 579-520 |
| 60 | 3.25 | 4.50 | 7.05 | 9.15 | 12.19 | 13.95 | 16.95 | 20.90 |
| 66* | 3.55 | 4.50 | 7.05 | 9.90 | 12.19 | 14.20 | 17.30 | 21.15 |
| 72* | 3.60 | 4.90 | 7.80 | 10.15 | 13.19 | 14.70 | 17.70 | 21.40 |
| 75* | 4.10 | 5.40 | 7.80 | 10.15 | 13.19 | 14.70 | 17.70 | 21.40 |
| 84* | 5.35 | 6.65 | N/A | N/A | N/A | N/A | N/A | N/A |
| Advanced Limits1 | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
THE FINE PRINT
- 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
Rebate not compatible with SCPO. - *Available on 1-3 year old Scion Certified vehicles ONLY.
- TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Minimum Reserve schedule.
- Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
- For < 520 FICO scores, add 1% to Zone 7 rate.
- ** 84 month term requirements: Minimum amount financed is $15,000
Programs
- Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate
Features
- NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
- When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score.
- Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant or co-applicant's Primary Bureau.
- Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
- Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
Super Equity Program for ALL Zones - For Loan-to-Value (LTV) ≤ 80%, DEDUCT 0.50% FROM ABOVE RATES. - Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
- Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.
- Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
FEATURES
- Waived Security Deposit on Zone 1+ and Zone 1 lease agreements.
- Dealer rate participation not allowed on any Scion Solutions lease programs.
- Sign 'n Drive: FICO score of 690 and above receive applicable Zone rate, plus a waived security deposit.Refer to Sign 'n Drive checklists for additional qualifications.
- Encore: Security deposit waiver and beginning-of-term benefit are applicable; however, rate reduction for Encore not compatible with any Scion Solutions lease programs.
- Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) New Scions only.
- Multiple Security Deposit: Deduct 0.00010 RCF points from qualified Zone rate for each additional security deposit (maximum of 9)
- 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
- Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate.Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies is notcompatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.
- Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
- SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number. Number. Maximum terms vary based on model year: Current Year-up to 60 Months; 1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.
- TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.
- Applicants without bureau FICO scores are eligible for Zone 5 only.
- Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above.
- Alternative Financing available. See dealer for details.
Other PRODUCTS
| Tire Fee | $8.75 |
| LoJack | $695.00 |
| Window Etching | $295.00 |
| KARR Security System | $595.00 |
| Document Fee | $55.00 |
| Wheels & Tires Extended Warranty | $250.00 |
| 2 Year Alarm Replacement | $300.00 |
| Paint & Fabric | Interior-$395, Exterior-$395 |
| KARR TRACK | $1,000 |
| Mobile Guardian | $1,125 |
| Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract | $795.00 |
Extended Service Contracts
| 60mos/100,000 miles | $1,795 |
| 72mos/100,000 miles | $1,895 |
| 84mos/100,000 miles | $1,995 |
| 96mos/100,000 miles | $2,195 |
| 96mos/120,000 miles | $2,295 |
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
* Actual rates may vary by factors other than score. Rates based on score don't necessarily reflect rate for approval.