| SCION OF EL CAJON -
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NEW SCION VEHICLES ONLY
| Vehicle | Max Term | Zone 1+
FICO 720+ | Zone 1
FICO 719-690 | Zone 2
FICO 689-670 | Zone 3
FICO 669-650 | Zone 4
FICO 649-630 | Zone 5
FICO 629-610 | Zone 6
FICO 609-580 | Zone 7
FICO 579-520 | | Scion Vehicles | 60 | 5.85% | 6.65% | 7.70% | 9.65% | 11.15% | 13.15% | 15.90% | 20.15% | | Scion Vehicles | 66 | 5.85% | 6.65% | 7.70% | 9.65% | 11.15% | 13.40% | 16.25% | 20.40% | | Scion Vehicles | 72/75 | 6.20% | 7.05% | 8.20% | 10.15% | 12.15% | 13.90% | 16.65% | 20.65% | | Scion Vehicles | 84 | 6.95% | 7.80% | N/A | N/A | N/A | N/A | N/A | N/A |
Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only).
Scion Solutions Gen-One rate determined by applicable Zone (New).
Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
SCION CERTIFIED PRE-OWNED VEHICLES ONLY
| Vehicle | Max Term | Zone 1+
FICO 720+ | Zone 1
FICO 719-690 | Zone 2
FICO 689-670 | Zone 3
FICO 669-650 | Zone 4
FICO 649-630 | Zone 5
FICO 629-610 | Zone 6
FICO 609-580 | Zone 7
FICO 579-520 | | Scion Vehicles | 60 | 5.85% | 6.65% | 7.70% | 9.65% | 11.15% | 13.15% | 15.90% | 20.15% | | Scion Vehicles | 66 | 5.85% | 6.65% | 7.70% | 9.65% | 11.15% | 13.40% | 16.25% | 20.40% | | Scion Vehicles | 72/75 | 6.20% | 7.05% | 8.20% | 10.15% | 12.15% | 13.90% | 16.65% | 20.65% | | Scion Vehicles | 84 | 6.95% | 7.80% | N/A | N/A | N/A | N/A | N/A | N/A |
TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Flat Fee schedule.
Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
For < 520 FICO scores, add 1% to Zone 7 rate. (Faxback 71)
PROGRAMS
Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate
FEATURES
NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines..
When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score. Sign'n Drive qualifications still apply for
both applicants.
Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs..
For Sign 'n Drive, refer to the Program Checklist for a list of qualifications.
Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.
Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard flat fees apply. All other Business Solutions terms and
conditions apply. See DOV Program Guidelines for additional program details.
LEASE RATES
| Vehicle | Max Term | Zone 1+
FICO 720+ | Zone 1
FICO 719-690 | Zone 2
FICO 689-670 | Zone 3
FICO 669-650 | Zone 4
FICO 649-630 | Zone 5
FICO 629-610 | Zone 6
FICO 609-580 | Zone 7
FICO 579-520 | | Scion New Vehicles | 60 | 0.00265 | 0.00275 | 0.00320 | 0.00390 | 0.00440 | 0.00500 | 0.00540 | 0.00640 | | Scion Certified Pre-Owned Vehicles | 60 | 0.00265 | 0.00275 | 0.00320 | 0.00390 | 0.00440 | 0.00500 | 0.00540 | 0.00640 |
| MSRP/Avg. Retail Book Value Maximum Advance* |
120% |
115% |
110% |
105% |
100% |
100% |
95% |
95% |
| *TFS standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LASH + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License |
| NEW VEHICLE PROTECTION PLANS |
MONTHS/MILES |
| Platinum Plus Program |
72/100,000 miles=$1395, 84/120,000=$1585 |
| Wheels & Tires Extended Warranty |
$250 |
| LoJack |
$695 |
| Window Etching |
$295 |
| KARR Security System |
$595 |
| 2 Year Alarm Replacement |
$300 |
| Paint & Fabric |
Interior-$395, Exterior-$395 |
| Guaranteed Auto Protection (GAP) |
Depending on the term of the finance or lease contract |
| $595.00 |
| Document Fee |
$45.00 |
| OTHER PRODUCTS |
| Tire Fee |
$8.75 |
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